PPI+
PPI+ can help you reclaim the secret commissions between lenders and brokers, these could apply if you’ve taken out PPI on a credit agreement like a loan or mortgage.
Read moreMis-sold pensions& investments
Mis-sold investments refer to self invested personal pensions (SIPPs) and mis-sold, high risk investment options.
Read moreFREE CONSULTATION
No obligation, No win No fee
APJ have significant experience in submitting claims for Mis-sold Financial products. Please note that you do have a choice as to whether or not you instruct us to act on your behalf. While many choose to do so, individuals are not required to use the services of a firm to pursue their claim. It is possible for an individual to present a claim themselves, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme for free, where the claim is one that falls within a statutory compensation scheme, such as the Financial Ombudsman Scheme or the Compensation Scheme. APJ have proven abilities to successfully challenge decisions made by various statutory bodies and can also deal with any shortfalls which involve litigation as a regulated firm of solicitors. Full details of our fees and disbursements will be provided before you decide to engage our services.
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Our process
Call us or make an enquiry via our contact form
Have a friendly conversation with one of our legal representatives
Review, sign and send your paperwork back at your leisure. We’ll take care of the rest.
Latest APJ Insights
Why regulated advice is so important
When it comes to investing money, many people turn to an IFA for advice or guidance especially if they have limited experience or knowledge in investing. People taking advice from unregulated advisers is becoming an increasing issue, and with scams on the rise fraudsters are taking advantage of people’s vulnerability during these unprecedented times. Therefore, […]
Contingent Charging ban comes into force on October 1st.
What is contingent charging and why has it been banned? In a nutshell, contingent charging is when firms charge more for advice to transfer than advice not to transfer. The contingent charging model worked on the basis that financial advisers were only paid following the transfer of a client’s defined benefit pension as opposed to […]
SIPPS & SERPS: What’s the difference?
When it comes to pensions things can get very confusing very fast especially when you factor in the jargon. SIPPs: A self-invested personal pension (SIPP) is a pension ‘wrapper’ that holds investments until you retire and start to draw a retirement income. It is a type of personal pension and works in a similar […]
What is an ‘unfair relationship’ or ‘mis-sold’ contract?
If it can be demonstrated that the relationship between you (the debtor) and the lender (the creditor) is unfair, or if you were given the wrong advice when taking out a loan or pension investment (SIPP) then the courts have a wide range of powers available to put it right.
Do any of these issues apply to your financial contract?
- Your bank, broker, lender, IFA or SIPP provider did not tell you how your money would be invested
- You felt pressured into making an investment or buying a product
- The product or investment was not suitable for your needs
- You were not fully informed of the levels of risk involved
- Your bank, broker, lender, IFA or SIPP provider did not inform you of all charges
- You were promised a return on investment that didn’t happen
- Your lender retained commission on any product sold without telling you
If any of these apply to you then you need to speak to us. Fill in the form below, tell us a bit about your situation and one of our highly experienced solicitors will be in touch.
APJ have significant experience in submitting claims for Mis-sold Financial products. Please note that you do have a choice as to whether or not you instruct us to act on your behalf. While many choose to do so, individuals are not required to use the services of a firm to pursue their claim. It is possible for an individual to present a claim themselves, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme for free, where the claim is one that falls within a statutory compensation scheme, such as the Financial Ombudsman Scheme or the Compensation Scheme. APJ have proven abilities to successfully challenge decisions made by various statutory bodies and can also deal with any shortfalls which involve litigation as a regulated firm of solicitors. Full details of our fees and disbursements will be provided before you decide to engage our services.
“Taking no for an answer is not in APJ’s nature. We are dedicated to helping as many mis-sold clients as possible to earn the highest amount of redress on offer. As thought-leaders, we ensure that we are up to date with current financial court cases enabling us to help as many queries as possible. By providing insights, opinions and predictions, we pride ourselves as being leaders of the industry.”Glyn Taylor, Professional Support Lawyer
