Have you been ‘mis-sold’ or been part of a ‘unfair-relationship’?
If you have invested your pension pot into a new scheme that turned out to be high risk and you’re now suffering as a result, or even if you haven’t yet lost money but you suspect something isn’t quite right, you may have been mis-sold.
If it can be demonstrated that the relationship between you and the finance professional is unfair, then the courts and the regulators have a wide range of powers available to put it right.
How to tell if you’ve been mis-sold:
- Pressure Selling – Did you feel pressured into doing something you didn’t want or need? Whether that was into investing your pension into something that felt to good to be true or taking an insurance policy you really didn’t want, need or understand.
- Unsuitable Products – Were you advised to transfer your existing private pension fund to a new, higher return scheme even though it wasn’t suitable for your needs?
- Unexplained Fees -Were there any surprise fees, additional costs or commission payments attached to the product that you weren’t made aware of from the start?
- Unexplained Risks – Were there certain risks attached that you were not informed of when you agreed? Did you feel like the risks explained didn’t stack up? Did your advisor not tell you how your money would be invested?
- Breach of Trust – Did Your lender retain commission on any product sold without telling you? Did you trust your advisor or your broker to have your best interests at heart when in truth you were just a means to a pay day?
- Lost funds -Have you made significant losses or can’t access your capital as a result of any of the above issues?
As seen in…
Call us ormake an enquiry via our contact form
Have a friendlyconversation with one of our legal representatives
Review, sign and send yourpaperwork back at your leisure. We’ll take care of the rest.
Latest APJ Insights
No doubt you have heard about the Gender Pay Gap and the importance this has on creating an equal workplace but have you heard of the Pension Pay Gap? Research by Profile Pensions found that the inequality in the pension pots of men and women is more than double that of the gender pay […]
When it comes to investing money, many people turn to an IFA for advice or guidance especially if they have limited experience or knowledge in investing. People taking advice from unregulated advisers is becoming an increasing issue, and with scams on the rise fraudsters are taking advantage of people’s vulnerability during these unprecedented times. Therefore, […]
What is contingent charging and why has it been banned? In a nutshell, contingent charging is when firms charge more for advice to transfer than advice not to transfer. The contingent charging model worked on the basis that financial advisers were only paid following the transfer of a client’s defined benefit pension as opposed to […]