FREE CONSULTATION
No obligation, No win No fee
Our process
Call us or make an enquiry
via our contact formHave a friendly
conversation with one of our legal representativesReview, sign and send your
paperwork back at your leisure. We’ll take care of the rest.Latest APJ Insights
What is a SIPP?
A self-invested personal pension, or SIPP is a flexible retirement investment option. It is designed specifically for those who want to manage their own fund and make their own investment decisions.

PPI complaints previously rejected
In their consultation paper CP18/33, the FCA proposed a new rule requiring PPI sellers and brokers to inform certain previously rejected consumer complaints of their capacity to re-issue their claim

Has the PPI awareness campaign worked?
In August 2017, the Financial Conduct Authority (FCA) launched a campaign to encourage people to claim for payment protection insurance (PPI) before the deadline. We take a look at whether the PPI awareness campaign has worked.
What is an ‘unfair relationship’
or ‘mis-sold’ contract?If it can be demonstrated that the relationship between you (the debtor) and the lender (the creditor) is unfair, or if you were given the wrong advice when taking out a loan, mortgage or pension investment (SIPP) then the courts have a wide range of powers available to put it right.
Do any of these issues apply to your financial contract?
- Your bank, broker, lender, IFA or SIPP provider did not tell you how your money would be invested
- You felt pressured into making an investment or buying a product
- The product or investment was not suitable for your needs
- You were not fully informed of the levels of risk involved
- Your bank, broker, lender, IFA or SIPP provider did not inform you of all charges
- You were promised a return on investment that didn’t happen
- Your lender retained commission on any product sold without telling you